Permanent Total Disablement
Accidental Death
Temporary Total Disablement
Daily Hospitalisation Allowance
Accidental Medical Reimbursement
(Limit Any One Accident)
Recuperating Benefit for Hospitalisation more than 14 consecutive days (Limit Any One Period)
TCM and Chiropractor Coverage
(Limit Any One Period)
Mobility Aid & Transport Services Reimbursement (Limit Any One Period)
We’re More Than Just an Insurer—We’re Your Neighbour Through Life’s What-Ifs.
We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.
We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.
We chose the Exclusive plan, It's worth the investment, especially with rising medical costs.
We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.
No, all pre-existing conditions are not covered.
Yes. You must notify us if there are any change in circumstances during the period of insurance affecting the risk such as changes in occupation or country of residence.
Climbing, mountaineering, racing or motor rallies, speed testing, speed contest, underwater activities involving the use of underwater breathing apparatus (including but not limited to diving), martial arts, parachuting and other extreme sports which involve one of the following elements of speed, height, a high level of physical exertion or specialized gear are not covered.
It depends on the level of protection you want. Health insurance usually covers inpatient medical expenses for illnesses and injuries. Personal Accident insurance provides additional coverage for death or injury due to accident and includes outpatient medical expenses.
ECICS Personal Accident (Elderly) Insurance is specially designed for the elderly, offering benefits such as coverage for broken bones and burns, support for loss of daily living activities, and smart home modification assistance in the event of permanent total disablement.
