What is Non-Motor Excess Protector?

Non-Motor Excess Protector is a standalone policy that helps to reduce the insurance excess you have to pay in the event you need to make any non-motor claim, such as those related to property and engineering insurance.

Key Coverage & Benefits

Customizable Coverage
Choose the level of coverage that best suits your specific needs. Get coverage for a wide range of non-motor policies, including fire, engineering, and liability.
Flexible Duration
Get covered for 1 year or for the entire period of your project.

How Does It Work?

We put an end to uncertainty for you

Excess Protector Insurance gives you more than just the basics

Pay your excess

as required

Make a claim

under your main policy

Submit a claim

to recover your excess from this protector

Contact Us to Submit Excess Claim

Frequently Asked Questions

What is a Non-Motor Excess Protector insurance?

ECICS Non-Motor Excess Protector Insurance reimburses the excess amount you are required to pay under your non-motor insurance policy when you make a claim. This includes, but is not limited to, policies such as Fire, Public Liability, and Contractors All Risks insurance.

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Do I need to be an ECICS policyholder to be eligible for ECICS Non-Motor Excess Protector insurance?

No. You’re eligible as long as you have a valid insurance policy issued by a Singapore-licensed insurer.

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Why is there still a deductible?

The deductible helps to prevent frequent claims and encourages responsible use of the policy. It also keeps the overall premium more affordable for all policyholders.

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How do I get a quote?

Contact us at +65 6206 5588 (Mon - Fri excluding Public Holiday, 8:30am - 6:00pm) or write to us at customerservice​@ecics.com.sg.

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How does the deductible work?

The deductible is the amount payable by you for each and every claim made against the policy.

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