Key Coverage & Benefits

Home Modification and Smart Home Installation
Private Tutor Expenses
Mobility Aid Reimbursement
Daily Hospitalisation Allowance
Home Modification and Smart Home Installation
Up to $5K to install ramps, smart sensors, or child-safe fixtures
Private Tutor Expenses
Get up to $550 for home tuition after accident-related school leave
Mobility Aid Reimbursement
Claim up to $1K for walking aids, crutches, or wheelchairs
Daily Hospitalisation Allowance
Receive $60–$200 per day for hospital stays (up to 365 days)

We protect more than just you

Your Selected Coverage

Accidental Death

Permanent Disablement

Accidental Medical Reimbursement (Limit Any One Accident)

Traditional Chinese Medication and Chiropractor Treatment
(Limit Any One Period)

Daily Hospitalisation Allowance Per Day up to 365 Days

Mobility Aid Reimbursement
(Limit Any One Period)

Private Tutor Expenses
(Up to 6 months if confined at home for more than 30 days due to an Accident)

Home Modification and Smart Home Installation

Lump Sum Education Fund
(in the event of Accidental Death of the Policyholder or Policyholder's Spouse)

Payor Benefit
(in the event of Accidental Death of the Policyholder or Policyholder's Spouse)

PENGUIN
$20,000
$60,000
$2,000
$300
$60
$1,000
$250 per month
$1,500
$15,000
ZEBRA
$30,000
$90,000
$3,500
$450
$100
$1,000
$400 per month
$3,000
$35,000
ELEPHANT
$50,000
$150,000
$5,000
$600
$200
$1,000
$550 per month
$5,000
$50,000

Waives future premiums until your child reaches 21 years old

Footnote
Making a claim Simple and hassle-free.



Claims Process & Support

We’re here when you need us most
Making a claim Simple and hassle-free.



Claims Process & Support

We’re here when you need us most

Trusted by People Like You

Ms. Lim

We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.

@Wendy
James

We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.

@james
Michelle

We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.

@james
John & Amita

We chose the Exclusive plan, It's worth the investment, especially with rising medical costs.

@Amita

Trusted by People Like You

Explore Our Other Insurance Plans

Frequently Asked Questions

Can I insure my family under the same policy?

Yes, we have plans catered for the insured, insured and spouse or insured and family.

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What if my job falls in between Class 1 and Class 2?

Always select the higher risk occupation class if your job falls between two classes. This ensures you remain fully covered and avoids issues during claims assessment.

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Who is eligible for ECICS Personal Accident Insurance?

The Insured Person must be: - a resident of Singapore who is permanently residing in Singapore; and - between 18 and 65 years old (both inclusive) at the time of application.

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Can I 'free-look' the policy?

Yes, if you change your mind after the policy is issued, please write to us within 14 days from the date of receipt of the policy. We will refund you in full subject to no claims made under the policy.

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Does my occupation affect my premium?

Yes, our premiums are dependent on the Insured Person's occupation class. Class 1: Professionals/persons engaged in indoor & non-manual work in non-hazardous places. Examples: Accountant, Banker/Finance Officer, Lawyer, IT Professional, Teacher. Class 2: Professionals/persons engaged in work of an outdoor or supervisory nature or involved occasionally in manual work whose duties do not involve the use of tools or machinery or exposure to any special hazard. Examples: Property Agent, Sales Executive, Nurse, Chef, Physiotherapist. Class 3: Professionals/persons engaged in manual work, involving the use of tools or machinery but not of a particularly hazardous nature. Examples: Electrician, Car Mechanic, Commercial Driver, Gardener, Painter.

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