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Accidental Death
Permanent Disablement
Accidental Medical Reimbursement (Limit Any One Accident)
Traditional Chinese Medication and Chiropractor Treatment
(Limit Any One Period)
Daily Hospitalisation Allowance Per Day up to 365 Days
Mobility Aid Reimbursement
(Limit Any One Period)
Private Tutor Expenses
(Up to 6 months if confined at home for more than 30 days due to an Accident)
Home Modification and Smart Home Installation
Lump Sum Education Fund
(in the event of Accidental Death of the Policyholder or Policyholder's Spouse)
Payor Benefit
(in the event of Accidental Death of the Policyholder or Policyholder's Spouse)

Waives future premiums until your child reaches 21 years old
Eligibility Requirements: The Policyholder, Policyholder's Legal Spouse and the Insured Person must be Residents of Singapore who are Permanently Residing in Singapore.
Policyholder: The Policyholder must be between the age of eighteen (18) and sixty five (65) years old.
Insured Person: Unmarried child age above 1 month and under 21 years if the Insured Person was not enrolled in a tertiary institution (25 years if enrolled in a tertiary institution) as at the time of application.


We chose the Exclusive plan, It's worth the investment, especially with rising medical costs.
We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.
We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.
We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.
Yes. The policy covers outpatient medical expenses (including TCM and Chiropractor treatments) incurred up to your plan limit for injuries due to an accident.
No, all pre-existing conditions are not covered.
Climbing, mountaineering, racing or motor rallies, speed testing, speed contest, underwater activities involving the use of underwater breathing apparatus (including but not limited to diving), martial arts, parachuting and other extreme sports which involve one of the following elements of speed, height, a high level of physical exertion or specialized gear are not covered.
Yes, we have plans catered for the insured, insured and spouse or insured and family.
Yes. You must notify us if there are any change in circumstances during the period of insurance affecting the risk such as changes in occupation or country of residence.