Motor Excess Protector with ECICS

Contact Us to Submit Excess Claim
ECICS Motor Excess Protector reimburses that excess, so a single accident does not leave you out of pocket.
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You can choose cover from $500 up to $5,000 to match the excess on your motor policy, and it applies across standard excess, unnamed driver excess, and young or inexperienced driver excess.
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Whether it is the standard excess on your policy or the excess for an unnamed or younger driver, ECICS Motor Excess Protector is a simple, affordable way to reduce what you pay out of pocket after a claim.

What is Motor Excess Protector?

Motor Excess Protector is a standalone policy that helps to reduce the insurance excess you have to pay in the event you need to make a motor claim.

Key Coverage & Benefits

We put an end to uncertainty when driving

Motor Excess Protector Insurance Policy gives you more than just the basics.

Flexible Coverage

Take charge of your own financial liability in the event of an accident by selecting your own Motor Excess Protector Insurance coverage from $500 to $5,000 to cover your motor insurance policy excess in the event of an accident.

Coverage for Various Types of Excess

Including standard excess, unnamed driver excess, and young or inexperienced driver excess.

Use it Across Vehicles

Enjoy worldwide coverage for your rental vehicle overseas, flexibility to transfer coverage to another vehicle you own. Best of all, this policy operates independently and doesn’t need to be linked to our motor policy.
Contact Us to Submit Excess Claim

Frequently Asked Questions

What if I change vehicle mid-term of policy?

Inform ECICS immediately and we will endorse your policy. Coverage for the new vehicle will commence after a 14-day waiting period from the date of notification.

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Will my past motor insurance claims affect the premium?

Yes, your motor insurance claims history over the past 3 years will be taken into account and may affect your premium when you apply.

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Can I register multiple vehicles under a single ECICS Motor Excess Protector Insurance policy?

No, each ECICS Motor Excess Protector Insurance Policy is meant to cover 1 vehicle at any one point in time. At the point of policy inception, you need to declare your vehicle registration number.

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Why is there still a deductible?

The deductible helps to prevent frequent claims and encourages responsible use of the policy. It also keeps the overall premium more affordable for all policyholders.

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Does the ECICS Motor Excess Protector Insurance cover additional young or inexperienced excess?

Yes, ECICS Motor Excess Protector Insurance covers Named Driver, Unnamed Driver or Young, Inexperienced or Elderly Excess. It does not cover excess for windscreen, sunroof or moonroof.

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