All Private Car, Commercial Vehicle or Private Hire drivers who own a valid motor insurance policy.

Yes, ECICS Motor Excess Protector Insurance covers Named Driver, Unnamed Driver or Young, Inexperienced or Elderly Excess. It does not cover excess for windscreen, sunroof or moonroof.

You do not need to choose a sum insured that is equivalent to your excess amount. There is no limit on the number of claims as long as the total claim does not exceed your chosen sum insured per policy year. However, if your chosen sum insured is lower than the excess imposed on your motor insurance policy, ECICS will only pay up to the sum insured during the period of insurance.

The deductible is the amount payable by you for each and every claim made against the policy.

No. You’re eligible as long as you have a valid motor insurance policy issued by any Singapore-licensed motor insurer.