Private Car Insurance with ECICS

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ECICS offers flexible private car insurance designed to protect you, your passengers, and your vehicle against unexpected accidents. Whether you're purchasing a new policy or renewing your existing motor insurance, you can choose from Comprehensive, Third-Party Fire & Theft, or Third- Party Only plans to suit your driving needs and budget.
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Our car insurance provides comprehensive protection, including accidental loss or damage to your vehicle, third-party liability for bodily injury and property damage, personal accident benefits, medical expenses, and 24/7 accident assistance. Eligible policyholders can also enjoy value-added benefits such as our Family NCD Builder Plan, where both the policyholder and named family members can build discounts together through safe driving.
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ECICS also offers dedicated insurance solutions for electric vehicles (EVs). If you own an electric car, explore our Electric Vehicle Insurance page to learn more about EV-specific benefits, including coverage for private EV chargers and roadside assistance designed for electric vehicle owners.
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Whether you drive a petrol, hybrid, or electric vehicle, ECICS provides car insurance in Singapore with flexible coverage options, practical benefits, and reliable protection to keep you moving with confidence.

Key Coverage & Benefits -
Private Car Insurance & Motor Insurance Singapore

Our comprehensive car insurance singapore plans deliver complete protection with customisable options to match your needs and budget. Compare motorcar insurance coverage and enjoy exclusive car insurance promotion offers.
Excess Waiver with In-Car Camera footage with repair at Authorized Workshops
Your Choice of Workshop
Unique feature of ECICS
NCD Protector Recognition when you switch
Lifetime Repair Guarantee
Personal Accident Coverage
Unique feature of ECICS
NCD Protector for NCD 10% and above

Electric Vehicle Benefits

$100,000 Third Party Liability Coverage on Designated and Private Electric Charger
Legal liability arising out of the use of your private electric charger.
$10,000 Coverage for Private Electric Charger
Protect your private electric charger against fire, explosion, theft and natural disasters.
Add-on 24/7 Roadside Assistance Benefit
Towing to the nearest charging station if your vehicle runs out of battery anywhere in Singapore or Malaysia.

Types of Plans

Loss or damage to your vehicle from accidental causes
(Up to market value at time of loss or damage)

Loss or damage to your vehicle due to fire or theft
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(Up to market value at time of loss or damage)

Liability to third party for damage to property
(Up to $5,000,000)

Liability to third party for death or bodily injury (Unlimited)

Personal Accident benefits for insured / named driver
(Up to $50,000)

Medical Expenses for insured / authorised driver / passenger
(Up to $500 each)

Unlimited Windscreen / Sunroof / Moonroof cover

Build Family-NCD discounts for your Named Drivers

Family Personal Accident
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($80,000)

Child Seat Cover
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(Up to $300)

Additional Benefits

No Claim Discount (NCD) Protector
Protect your NCD from 10% NCD onwards

Waiver of Excess at ECICS Authorised Workshops
For the first claim,
‍0-20% NCD: $250 (with accident footage)
30% NCD & Above: $750

Comprehensive Family NCD Builder
Comprehensive
Third Party, Fire & Theft
Third Party Only

Optional Add-ons for Added Convenience

50% Buy Up NCD (BUN)
Jumpstart to enjoy 50% discount from 2nd year renewal onwards if no claims are made in the 1st year.
24/7 Roadside Assistance
Get help with non-accident breakdowns and towing in Singapore and Malaysia.
Loss of Use
Receive $50/day for up to 10 days during accident repairs.
Courtesy Car
Enjoy a rental car for up to 10 days during accident repairs.
Any Workshops

Repair your car at any workshop of your choice.
Medical Expenses +
Boost medical coverage by up to $1,700 more.
Personal Accident +
Increase personal accident cover by up to $100,000 more.
New for Old
Receive a brand-new replacement car if yours is declared a total loss within 24 months of its first registration.
Key Replacement Cover
Replace your car locks and keys in the event of theft or break-in.

Useful Information

Extra Care, Extra Mile

Minimise Out-of-Pocket Costs

Excess Protector: Drive Without Worry

With ECICS Excess Protector, you’ll be reimbursed for your motor insurance excess—from $500 up to $5,000—if you get into an accident. That means lower upfront liability and greater peace of mind.
Minimise Out-of-Pocket Costs

Excess Protector: Drive Without Worry

With ECICS Excess Protector, you’ll be reimbursed for your motor insurance excess—from $500 up to $5,000—if you get into an accident. That means lower upfront liability and greater peace of mind.
Making a claim Simple and hassle-free.



Claims Process & Support

We’re here when you need us most
Making a claim Simple and hassle-free.



Claims Process & Support

We’re here when you need us most

Trusted by People Like You

Time to Renew Your Car Policy?

Stay protected on the road with a quick and easy renewal process. Ensure continuous coverage for your car with our flexible, affordable options.

Renew today and drive with
confidence!

Explore Our Other Insurance Plans

Frequently Asked Questions

When can I renew my road tax?

ECICS will transmit the details of your Private Car Policy to LTA upon successful enrolment within 3 business days. Please contact our mainline if you require support to urgently submit to LTA for online road tax renewals. Alternative, you can proceed to LTA office with the Certificate of Insurance to physically renewal your road tax at LTA office.  Our mainline number is +65 6206 5588 (Mon - Fri excluding Public Holiday, 9:00am - 6:00pm).

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If the policyholder made a NCD withdrawal, will it affect all the Family NCD members?

No, all earned Family-NCD remains intact so long as the policy is in-force. Each Family NCD member can only utilize their Family-NCD once with us and is not transferrable.

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What is an “Unnamed Driver” in motor policy?

Unnamed Driver refers to someone who is not named under a private car policy.

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What is the time frame for me to report the accident?

Report the accident to us within 24 hours or by the next working day and our representatives will help you with the accident reporting.

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Can I buy the Comprehensive Family NCD Builder Plan if the policyholder is not driving?

Yes, You can let us know that the insured is not driving during the purchase by indicating the Main driver details separately which the policy is being underwritten on.

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