Public Liability Insurance

Public Liability Insurance in Singapore, Because One Incident Should Not Sink a Business

Public liability insurance in Singapore protects your business against claims for bodily injury or property damage caused to a third party in the course of your business activities.
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Public Liability Insurance with ECICS

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If a customer is injured at your premises, or if your work accidentally damages a third party’s property, your public liability policy covers the legal costs and compensation you may be required to pay.
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ECICS public liability insurance is suitable for small businesses, sole proprietors, and companies across a wide range of industries operating in Singapore. It covers third-party bodily injury, third-party property damage, and associated legal costs of defending or settling covered claims.
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Whether you are a retailer, a service provider, a contractor, or a consultant, having public liability insurance in Singapore is increasingly required in commercial contracts and tender submissions. ECICS makes it straightforward to get the coverage your business needs.

Key Coverage & Benefits

Third Party Injury Cover
Protects against legal liability for accidental bodily injury to third party.
Third Party Property Damage Cover
Protects against legal liability for accidental loss or damage to property belonging to third parties caused by your business activities.
Legal Costs Included
Covers defence costs and expenses incurred with insurer’s consent.
Wide Industry Applicability
Suitable for a range of sectors from retail and F&B to construction and logistics.

Key Coverage & Benefits

Third-Party Injury Cover
Protects against legal liability for accidental bodily injury to non-employees.
Property Damage Protection
Covers accidental damage to third-party property caused by your business activities.
Legal Costs Included
Covers defence costs and expenses incurred with insurer’s consent.
Wide Industry Applicability
Suitable for a range of sectors from retail and F&B to construction and logistics.
Contact Us to Learn More

Documents You'll Need

Completed Proposal Form
Includes details of business activities, annual turnover, and locations of risk
Past 3 Years’ Claims History
Helps us evaluate your risk profile accurately

Need help preparing these?

Our support team is just a message or call away.
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Documents You'll Need

Completed Proposal Form
Includes details of business activities, annual turnover, and locations of risk
Past 3 Years’ Claims History
Helps us evaluate your risk profile accurately

Need help preparing these?

Our support team is just a message or call away.
Contact Us Now

Frequently Asked Questions

What is Public Liability insurance and who needs it?

Public Liability insurance indemnifies your business against: 1) All sums you are legally liable to pay for compensation in respect of: - accidental bodily injury to any person; and/or - accidental loss of or damage to property belonging to third parties within the territorial limits during the period of indemnity and happening or caused in connection with your business. 2) All costs and expenses of litigation recovered by any claimant against you in respect of a claim against you for compensation you are legally liable to pay.

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What is not covered under public liability?

Typical exclusions include but is not limited to: - Injury to your own employees. - Contractual liabilities. - Damage to your own property.

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Is Public Liability insurance compulsory?

No, while its not compulsory, it’s strongly recommended to protect your business from legal and financial liability if someone is injured or property is damaged due to your operations.

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