Personal Accident (Adult) with ECICS

Get a Personal Accident (Adult) Quote
Unlike health insurance, which covers medical treatment, a personal accident plan pays out a lump sum directly to you or your beneficiaries based on the nature and severity of the injury.
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ECICS e-PA Care is a personal accident insurance plan designed for adults in Singapore. It covers accidental death, permanent total disability, permanent partial disability, and medical expenses arising from an accident. The plan is also available as a group personal accident insurance arrangement, making it suitable for employers who want to extend protection to their employees.
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PA insurance in Singapore is an affordable way to help reduce the financial impact of an unexpected accident. ECICS e-PA Care gives you straightforward coverage with clear, easy-to-understand policy terms.

Key Coverage & Benefits

Accident Disability
TCM & Chiropractor
Accidental Medical Expenses
24/7 Worldwide Protection
Accident Disability
Receive a payout if you're permanently disabled due to an accident
TCM & Chiropractor
Up to $1K for TCM or chiropractor treatment
Accidental Medical Expenses
Covers treatment costs for accidental injuries
FREE Child Cover
Enjoy complimentary protection for your child

We protect more than just you

Your Selected Coverage

Permanent Total Disablement

Accidental Death

Temporary Total Disablement

Daily Hospitalisation Allowance

Accidental Medical Reimbursement
(Limit Any One Accident)

Recuperating Benefit for Hospitalisation more than 14 consecutive days (Limit Any One Period)

TCM and Chiropractor Coverage
(Limit Any One Period)

Mobility Aid & Transport Services Reimbursement (Limit Any One Period)

CLASSIC
Up to $150,000
$75,000
$50
$50
$1,500
$75
$300
$300
STANDARD
Up to $300,000
$150,000
$100
$100
$3,000
$150
$500
$500
EXECUTIVE
Up to $400,000
$200,000
$150
$150
$5,000
$250
$1,000
$1,000
PREMIER
Up to $600,000
$300,000
$200
$200
$6,000
$500
$1,000
$1,500
Footnote
Making a claim Simple and hassle-free.



Claims Process & Support

We’re here when you need us most
Making a claim Simple and hassle-free.



Claims Process & Support

We’re here when you need us most

Trusted by People Like You

James

We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.

@james
John & Amita

We chose the Exclusive plan, It's worth the investment, especially with rising medical costs.

@Amita
Ms. Lim

We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.

@Wendy
Michelle

We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.

@james

Trusted by People Like You

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Frequently Asked Questions

Who is eligible for ECICS Personal Accident Insurance?

The Insured Person must be: - a resident of Singapore who is permanently residing in Singapore; and - between 18 and 65 years old (both inclusive) at the time of application.

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What if my job falls in between Class 1 and Class 2?

Always select the higher risk occupation class if your job falls between two classes. This ensures you remain fully covered and avoids issues during claims assessment.

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Can I 'free-look' the policy?

Yes, if you change your mind after the policy is issued, please write to us within 14 days from the date of receipt of the policy. We will refund you in full subject to no claims made under the policy.

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Do I need Personal Accident insurance if I already have health insurance?

It depends on the level of protection you want. Health insurance usually covers inpatient medical expenses for illnesses and injuries. Personal Accident insurance provides additional coverage for death or injury due to accident and includes outpatient medical expenses.

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Does ECICS Personal Accident insurance cover minor injuries or outpatient treatments?

Yes. The policy covers outpatient medical expenses (including TCM and Chiropractor treatments) incurred up to your plan limit for injuries due to an accident.

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