Permanent Total Disablement
Accidental Death
Temporary Total Disablement
Daily Hospitalisation Allowance
Accidental Medical Reimbursement
(Limit Any One Accident)
Recuperating Benefit for Hospitalisation more than 14 consecutive days (Limit Any One Period)
TCM and Chiropractor Coverage
(Limit Any One Period)
Mobility Aid & Transport Services Reimbursement (Limit Any One Period)
We’re More Than Just an Insurer—We’re Your Neighbour Through Life’s What-Ifs.
We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.
We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.
We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.
We chose the Exclusive plan, It's worth the investment, especially with rising medical costs.
Yes, the following occupations or activities are excluded: - Pilots, aircrew or any occupation involving aviation activities - Full-time military personnel - Police force personnel - Fire fighters - Construction / unskilled workers - Ship crew or workers on board vessels, oil and gas rig workers, offshore workers, stevedores, shipbreakers - Welding - Professional sports teams - Work involving height (exceeding 30 feet above ground or floor level) and/or works underground and/or travel beyond normal speed on land and/or handling of hazardous chemical / electricity - Use of Woodworking tools and machineries - Professional divers and jockeys - Crane Operators
It depends on the level of protection you want. Health insurance usually covers inpatient medical expenses for illnesses and injuries. Personal Accident insurance provides additional coverage for death or injury due to accident and includes outpatient medical expenses.
ECICS Personal Accident (Elderly) Insurance is specially designed for the elderly, offering benefits such as coverage for broken bones and burns, support for loss of daily living activities, and smart home modification assistance in the event of permanent total disablement.
Always select the higher risk occupation class if your job falls between two classes. This ensures you remain fully covered and avoids issues during claims assessment.
No, all pre-existing conditions are not covered.
