Key Coverage & Benefits - Best Private Car Insurance & Motor Insurance Singapore

Our comprehensive car insurance singapore plans deliver complete protection with customisable options to match your needs and budget. Compare motorcar insurance coverage, enjoy exclusive car insurance promotion offers, and discover why ECICS offers the best singapore car insurance price with unmatched benefits.
Excess Waiver with In-Car Camera footage with repair at Authorized Workshops
Your Choice of Workshop
Unique feature of ECICS
NCD Protector Recognition when you switch
Lifetime Repair Guarantee
Personal Accident Coverage
Unique feature of ECICS
NCD Protector for NCD 10% and above

Electric Vehicle Benefits

$100,000 Third Party Liability Coverage on Designated and Private Electric Charger
Legal liability arising out of the use of your private electric charger.
$10,000 Coverage for Private Electric Charger
Protect your private electric charger against fire, explosion, theft and natural disasters.
Add-on 24/7 Roadside Assistance Benefit
Towing to the nearest charging station if your vehicle runs out of battery anywhere in Singapore or Malaysia.

Types of Plans

Loss or damage to your vehicle due to fire or theft
(Up to market value at time of loss or damage)

Loss or Damage to Vehicle by Fire & Theft
(Up to market value at time of loss or damage)

Liability to third party for damage to property
(Up to $5,000,000)

Liability to third party for death or bodily injury (Unlimited)

Personal Accident benefits for insured / named driver
(Up to $50,000)

Medical Expenses for insured / authorised driver / passenger
(Up to $500 each)

Unlimited Windscreen / Sunroof / Moonroof cover

Build Family-NCD discounts for your Named Drivers

Family Personal Accident
($80,000)

Additional Benefits

No Claim Discount (NCD) Protector
Protect your NCD from 10% NCD onwards

Waiver of Excess at ECICS Authorised Workshops
For the first claim,
0-20% NCD: $250 (with accident footage)
30% NCD & Above: $750

Comprehensive Family NCD Builder
Comprehensive
Third Party, Fire & Theft
Third Party Only

Optional Add-ons for Added Convenience

50% Buy Up NCD (BUN)
Jumpstart to enjoy 50% discount from 2nd year renewal onwards if no claims are made in the 1st year.
24/7 Roadside Assistance
Get help with non-accident breakdowns and towing in Singapore and Malaysia.
Loss of Use
Receive $50/day for up to 10 days during accident repairs.
Courtesy Car
Enjoy a rental car for up to 10 days during accident repairs.
Any Workshops

Repair your car at any workshop of your choice.
Medical Expenses +
Boost medical coverage by up to $1,700 more.
Personal Accident +
Increase personal accident cover by up to $100,000 more.
New for Old
Receive a brand-new replacement car if yours is declared a total loss within 24 months of its first registration.
Key Replacement Cover
Replace your car locks and keys in the event of theft or break-in.

Useful Information

Extra Care, Extra Mile

Minimise Out-of-Pocket Costs

Excess Protector: Drive Without Worry

With ECICS Excess Protector, you’ll be reimbursed for your motor insurance excess—from $500 up to $5,000—if you get into an accident. That means lower upfront liability and greater peace of mind.
Minimise Out-of-Pocket Costs

Excess Protector: Drive Without Worry

With ECICS Excess Protector, you’ll be reimbursed for your motor insurance excess—from $500 up to $5,000—if you get into an accident. That means lower upfront liability and greater peace of mind.
Making a claim Simple and hassle-free.



Claims Process & Support

We’re here when you need us most
Making a claim Simple and hassle-free.



Claims Process & Support

We’re here when you need us most

Trusted by People Like You

Time to Renew Your Car Policy?

Stay protected on the road with a quick and easy renewal process. Ensure continuous coverage for your car with our flexible, affordable options.

Renew today and drive with
confidence!

Explore Our Other Insurance Plans

Frequently Asked Questions

Will I lose my NCD if there is a break in ownership of my vehicle?

Most insurers in Singapore will allow you to keep your NCD should there be a break in vehicle ownership for up to 24 months. Some insurers set the timeframe at 12 months. You should contact your insurer for details.

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Can I buy the Comprehensive Family NCD Builder Plan if the policyholder is not driving?

Yes, You can let us know that the insured is not driving during the purchase by indicating the Main driver details separately which the policy is being underwritten on.

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Can I claim against a foreign registered motorist?

It is advisable to make a claim on your own insurance policy. Making a claim against motorists from another country can turn out to be costly and time-consuming. If you are not at fault, your NCD will not be affected.

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Do you have Excess Waiver in your Private Motor Car insurance policy?

Yes, we offer complimentary excess waiver of up to $750 (depending on your current NCD%) for the first claim in a policy year when you repair your accident car at ECICS’s authorized workshops and share your in-car cctv footage with us.

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If I include a named driver in my private car policy, will my overall premium increase?

The premium of your car insurance policy is calculated based on the profiles of all the declared drivers including the named driver(s). Depending on the risk profiles of the drivers, the premium may remain the same, increase or decrease.

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