We’re More Than Just an Insurer—We’re Your Neighbour Through Life’s What-Ifs.
It is offered an an optional cover to motor traders who requires such coverage.
Some examples of excluded trades include: - Businesses involved in rental and leasing of cars. - Businesses involved in spray painting and hot works.
Your benefits will be credited into your account after you have fulfilled the promotion eligible criterias and with at least 90 days of effective coverage period for your policy. This means you should received your benefit in around 3 to 4 months' time.
We do not cover usage for food, parcel or other delivery services.
Inform ECICS immediately and we will endorse your policy. Coverage for the new vehicle will commence after a 14-day waiting period from the date of notification.
Refund Policy (Upon Policy Termination):0 to 30 days in force – 80% refund of premium31 to 90 days in force – 50% refund of premium91 to 180 days in force – 30% refund of premium181 days and beyond – No refund100% of the premium will be refunded if:a) The Policy is cancelled within 90 days from the policy effective date and replaced with a new ECICS Enhanced MaidAssure policy; orb) The In-Principal Approval (IPA) is terminated and the FDW did not enter Singapore.Provided there shall be no refund if: • Any claim has been made or has arisen under the Policy; or • The premium refund is less than $27.25 (inclusive of GST). Please refer to General Conditions point 19 of the policy wording for the full cancellation terms and conditions.
ECICS will transmit the details of your Private Car Policy to LTA upon successful enrolment within 3 business days. Please contact our mainline if you require support to urgently submit to LTA for online road tax renewals. Alternative, you can proceed to LTA office with the Certificate of Insurance to physically renewal your road tax at LTA office. Our mainline number is +65 6206 5588 (Mon - Fri excluding Public Holiday, 9:00am - 6:00pm).
Report the accident to us within 24 hours or by the next working day and our representatives will help you with the accident reporting.
You are eligible for ECICS Private Motor Car insurance if:
- You and your named drivers (if any) is/are the resident(s) of Singapore possessing a valid NRIC/FIN;
- You are the main driver and owner of the Private Car;
- You and your named drivers (if any) is/are not an existing ECICS’ Private Motor Car Policyholder with claims.
- Neither you nor your named drivers (if any) has had his/her driving license (any class) suspended or cancelled in the last 3 years;
- Neither you nor your named drivers (if any) has had his/her private car insurance refused, declined renewal or terminated by any insurers;
- Your Private Car is or will be registered with the Land Transport Authority (“LTA”) and;
- Your Private Car is not and will not be used for commercial purpose, hire and reward, rental or leasing.
Yes, you can include as many named drivers as you want in your Private Motor Car insurance policy subject to underwriting and additional premium.
No, it does not. ECICS NCD Protector only protects the policyholder/insured. It does not extend to cover all the Family NCD members.
Yes, ECICS motorcycle insurance policy comes with complimentary No Claim Discount Protector. It is free for our customers as long as you have NCD 10% and above.