What is Motor Excess Protector?

Motor Excess Protector is a standalone policy that helps to reduce the insurance excess you have to pay in the event you need to make a motor claim.

Key Coverage & Benefits

Frequently Asked Questions

Can I have more than 1 ECICS Motor Excess Protector Insurance policy?

Yes, you may own more than 1 Motor Excess Protector insurance policy provided that each Motor Excess Protector insurance policy covers 1 unique vehicle registration number.

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Does the ECICS Motor Excess Protector Insurance cover additional young or inexperienced excess?

Yes, ECICS Motor Excess Protector Insurance covers Named Driver, Unnamed Driver or Young, Inexperienced or Elderly Excess. It does not cover excess for windscreen, sunroof or moonroof.

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Does the ECICS Motor Excess Protector Insurance cover me when I drive overseas?

Yes, ECICS Motor Excess Protector Insurance extends to cover your rental excess when you rent a car and drive overseas anywhere in the world.

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How does the deductible work?

The deductible is the amount payable by you for each and every claim made against the policy.

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Do I need to align the period of insurance for ECICS Motor Excess Protector Insurance policy with my motor insurance policy?

No, you can purchase ECICS Motor Excess Protector Insurance Policy any time. However, do note that there is a 14-day waiting period from the commencement date of policy. Coverage will only start after the 14-day waiting period.

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