Maid Insurance with ECICS

Get a Maid Insurance Quote
ECICS Maid Insurance provides MOM-compliant coverage for medical care, hospitalisation, and personal accident, so your helper is looked after and your work permit obligations are met.
‍
Cover includes hospitalisation and surgical expenses, personal accident benefits for death, permanent disablement and accidental medical costs, daily hospitalisation benefit, wages and levy reimbursement during a hospital stay, and domestic helper's liability for third-party injury or damage. It also includes the Letter of Guarantee to MOM that your work permit application requires.
‍
Choose from three plans, Classic, Deluxe, and Exclusive, with increasing levels of hospitalisation cover, daily benefits, and personal accident protection to suit your helper and your budget. Contact us for a maid insurance quote, or to buy or renew cover for your foreign domestic worker.

Buy Domestic Helper Insurance Online Today

Comprehensive coverage for your helper with cashless hospitalisation, 90-day refund guarantee & pre-existing conditions covered.
90-Day, 100% Refund
Longest Hospital Cash Coverage
4.8 Google Rating
Covers Pre-existing Conditions
Comprehensive Hospitalisation Coverage
4.8 Google Rating
One of Singapore's top-rated insurance providers.
90-Day, 100% Refund
Cancel within 90 days for a full refund, credited to your next policy.
Longest Hospital Cash Coverage
Up to $55/day combining wages, levy, and hospitalisation benefits.
Comprehensive Hospitalisation Coverage
Covers 90 days pre- and post-hospitalisation, including COVID-19 treatment.
Covers Pre-existing Conditions
Covers pre-existing conditions after 12 months with the same employer.
Get a Maid Insurance Quote

Types of Plans

CLASSIC
Essential MOM-compliant coverage
$60,000/year hospital and surgical coverage
Up to $1,500 for accidental medical expenses
Up to $30/day wages and levy reimbursement
$15/day hospital benefit (up to 90 days)
$10,000 domestic helper liability
Recommended
DELUXE
Enhanced protection with higher coverage
$70,000/year hospital and surgical coverage
Up to $2,000 for accidental medical expenses
Up to $30/day wages and levy reimbursement
$20/day hospital benefit (up to 90 days)
$10,000 domestic helper liability
EXCLUSIVE
Comprehensive protection with exclusive benefits
$80,000/year hospital and surgical coverage
Up to $2,500 for accidental medical expenses
Up to $30/day wages and levy reimbursement
$25/day hospital benefit (up to 90 days)
$10,000 domestic helper liability

Hospitalisation & Surgical Expenses
(Includes COVID-19, Pre / Post Treatment)

First $15,000, no co-payment
$15,001 onwards, 25% paid by Employer/75% paid by ECICS

Personal Accident Coverage
(Includes Death, Permanent Disablement & Accidental Medical Expenses)

Daily Hospitalisation Benefit
(Worldwide, up to 90 days)

Wages & Levy Reimbursement
(During Hospital Stay, up to 90 days)

Domestic Helper’s Liability
(Third-party damages/injury)

Letter of Guarantee to Ministry of Manpower (MOM)

CLASSIC
$60,000/year
Up to $60,000
(Up to $1,500 for Accidental Medical Expenses)
$15/day
Up to $30/day
$10,000
$5,000
DELUXE
$70,000/year
Up to $65,000
(Up to $2,000 for Accidental Medical Expenses)
$20/day
Up to $30/day
$10,000
$5,000
EXCLUSIVE
$80,000/year
Up to $70,000
(Up to $2,500 for Accidental Medical Expenses)
$25/day
Up to $30/day
$10,000
$5,000

Types of Plans

Hospitalisation & Surgical Expenses
(Includes COVID-19, Pre / Post Treatment)

First $15,000, no co-payment
$15,001 onwards, 25% paid by Employer/75% paid by ECICS

Personal Accident Coverage
(Includes Death, Permanent Disablement & Accidental Medical Expenses)

Daily Hospitalisation Benefit
(Worldwide, up to 90 days)

Wages & Levy Reimbursement
(During Hospital Stay, up to 90 days)

Domestic Helper’s Liability
(Third-party damages/injury)

Letter of Guarantee to Ministry of Manpower (MOM)

CLASSIC
$60,000/year
Up to $60,000
(Up to $1,500 for Accidental Medical Expenses)
$15/day
Up to $30/day
$10,000
$5,000
DELUXE
$70,000/year
Up to $65,000
(Up to $2,000 for Accidental Medical Expenses)
$20/day
Up to $30/day
$10,000
$5,000
EXCLUSIVE
$80,000/year
Up to $70,000
(Up to $2,500 for Accidental Medical Expenses)
$25/day
Up to $30/day
$10,000
$5,000

Add More Ease to Your Plan

Waiver of Counter Indemnity
Reduce your liability from $5,000 to just $250 in the event of a security bond breach.
Outpatient Medical Expenses Rider
Cover your maid’s outpatient treatments for illnesses—not just accidents. (Available for maids aged 50 and below.)
Waiver of Co-Payment Payable by Employer
Let us take care of the full hospitalization bill—no co-payment required. (Available for maids aged 50 and below.)

Useful Information

Policy Wording
Proposal Form
Onboarding Letter and Guide
Product Brochure

Panel of Doctors

Find a clinic near you for your maid's medical care.
‍
We've partnered with Fullerton Health to bring you a trusted network of clinics across Singapore. Whether it’s a medical consultation or treatment, our panel of clinics ensures accessible, reliable, and quality healthcare services for your domestic helper - giving you peace of mind and care you can count on.

View Clinics

Panel of Doctors

Find a clinic near you for your maid's medical consultation or treatment.
‍
Our trusted panel of clinics across Singapore provides accessible and reliable healthcare services for domestic helpers.

View Clinics

Trusted by People Like You

Trusted by People Like You

Michelle

We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.

@james
James

We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.

@james
Ms. Lim

We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.

@Wendy
John & Amita

We chose the Exclusive plan, It's worth the investment, especially with rising medical costs.

@Amita

Explore Our Other Insurance Plans

Motor Excess Protector

Reimbursement of excess paid under your motor insurance policy
Find Out More →

Home Contents Insurance

Enjoy peace of mind knowing your home, belongings, and personal liability are covered—only with ECICS Home Contents Insurance.
Find Out More →

Personal Accident - Children

You can be fully assured of your child’s living benefits in event of a serious accident resulting in permanent disability and quickly get them back on their feet.
Find Out More →

Frequently Asked Questions

I recently cancelled my FDW work permit, how do I cancel the policy?

MOM will issue the discharge letter 1 week after the FDW has left Singapore. Please provide us with a copy of the discharge letter to proceed with your cancellation.Please note that the effective date of insurance cancellation will be determined based on the discharge date from MOM, not the date when the work permit is cancelled.

This is some text inside of a div block.
What does the Enhanced MaidAssure Insurance cover?

Enhanced MaidAssure is a comprehensive insurance plan for your Foreign Domestic Worker (FDW) that covers the following benefits:

-    Accidental Death or Permanent Disablement,

-    Hospital & Surgical Expenses,

-    Replacement/Re-hiring Expenses,

-    Wages & Levy Reimbursement,

-    Repatriation Expenses,

-    Insurance bond guarantee.

For more information, please refer to the policy wording. Alternatively, feel free to call us at +65 6206 5588, or email us at customerservice@ecics.com.sg.

This is some text inside of a div block.
My FDW’s age is 61 years old, can I still renew her policy?

The eligibility criteria states that the insured FDW must be between 23 and 60 years old at the time of application. This means that individuals outside of this age range may not qualify for coverage under the insurance policy.

This is some text inside of a div block.
Why is the policy not exactly 12 or 24 months?

The coverage period for our Enhanced MaidAssure is 14 months or 26 months with the additional 2 months included as mandated by the Ministry of Manpower (MOM) in case the FDW overstays in Singapore after her work permit expires.

This is some text inside of a div block.
Are pre-existing medical conditions covered?

It is only covered under Hospital & Surgical Expenses if the FDW had been under your employment for more than 12 months.

This is some text inside of a div block.
View All FAQs

Insurance Tips & Insights

How Young Drivers in Singapore Can Outsmart High Insurance Costs
November 6, 2025
Why Electric Vehicle Owners in Singapore Should Choose ECICS Motor Insurance for Their EV
November 6, 2025
Your Home is Your Haven, Here's Why You Should Protect What’s Inside
October 30, 2025
Motorcycle Insurance in Singapore: What Every Rider Needs to Know
December 5, 2025
Explore More