Buy Domestic Helper Insurance Online Today

Comprehensive coverage for your helper with cashless hospitalisaation, 90-day refund guarantee & pre-existing conditions covered.
90-Day, 100% Refund
Longest Hospital Cash Coverage
4.8 Google Rating
Covers Pre-existing Conditions
Comprehensive Hospitalisation Coverage
4.8 Google Rating
One of Singapore's top-rated insurance providers.
90-Day, 100% Refund
Cancel within 90 days for a full refund, credited to your next policy.
Longest Hospital Cash Coverage
Up to $55/day combining wages, levy, and hospitalisation benefits.
Comprehensive Hospitalisation Coverage
Covers 90 days pre- and post-hospitalisation, including COVID-19 treatment.
Covers Pre-existing Conditions
Covers pre-existing conditions after 12 months with the same employer.

Types of Plans

Hospitalisation & Surgical Expenses
(Includes COVID-19, Pre / Post Treatment)

First $15,000, no co-payment
$15,001 onwards, 25% paid by Employer/75% paid by ECICS

Personal Accident Coverage
(Includes Death, Permanent Disablement & Accidental Medical Expenses)

Daily Hospitalisation Benefit
(Worldwide, up to 90 days)

Wages & Levy Reimbursement
(During Hospital Stay, up to 90 days)

Domestic Helper’s Liability
(Third-party damages/injury)

Letter of Guarantee to Ministry of Manpower (MOM)

CLASSIC
$60,000/year
Up to $60,000
(Up to $1,500 for Accidental Medical Expenses)
$15/day
Up to $30/day
$10,000
$5,000
DELUXE
$70,000/year
Up to $65,000
(Up to $2,000 for Accidental Medical Expenses)
$20/day
Up to $30/day
$10,000
$5,000
EXCLUSIVE
$80,000/year
Up to $70,000
(Up to $2,500 for Accidental Medical Expenses)
$25/day
Up to $30/day
$10,000
$5,000

Add More Ease to Your Plan

Waiver of Counter Indemnity
Reduce your liability from $5,000 to just $250 in the event of a security bond breach.
Outpatient Medical Expenses Rider
Cover your maid’s outpatient treatments for illnesses—not just accidents. (Available for maids aged 50 and below.)
Waiver of Co-Payment Payable by Employer
Let us take care of the full hospitalization bill—no co-payment required. (Available for maids aged 50 and below.)

Useful Information

Panel of Doctors

Find a clinic near you for your maid's medical care.

We've partnered with Fullerton Health to bring you a trusted network of clinics across Singapore. Whether it’s a medical consultation or treatment, our panel of clinics ensures accessible, reliable, and quality healthcare services for your domestic helper - giving you peace of mind and care you can count on.

Panel of Doctors

Find a clinic near you for your maid's medical consultation or treatment.

Our trusted panel of clinics across Singapore provides accessible and reliable healthcare services for domestic helpers.

Trusted by People Like You

Trusted by People Like You

James

We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.

@james
Ms. Lim

We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.

@Wendy
John & Amita

We chose the Exclusive plan, It's worth the investment, especially with rising medical costs.

@Amita
Michelle

We've been using ECICS for our helper's insurance for 5 years. The claim process is smooth, and we sleep better knowing she's protected.

@james

Explore Our Other Insurance Plans

Frequently Asked Questions

Are pre-existing medical conditions covered?

It is only covered under Hospital & Surgical Expenses if the FDW had been under your employment for more than 12 months.

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Why is the policy not exactly 12 or 24 months?

The coverage period for our Enhanced MaidAssure is 14 months or 26 months with the additional 2 months included as mandated by the Ministry of Manpower (MOM) in case the FDW overstays in Singapore after her work permit expires.

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How do I determine the effective date of the policy?

Here's how you can determine the effective date based on each situation:For New FDW:The policy's effective date should be the date your FDW arrives in Singapore. This ensures that insurance coverage begins when the FDW starts her employment duties upon arrival in the country.For Transferred FDW:The policy's effective date should be the day you wish to apply for the issuance of her work permit at MOM. This ensures that insurance coverage is in place when the FDW's work permit is processed and approved for transfer to your employment.For Renewal FDW:The policy's effective date should be one day after the current work permit's expiry date. This ensures that insurance coverage seamlessly continues without any gaps when renewing the FDW's work permit for continued employment.

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My FDW’s age is 61 years old, can I still renew her policy?

The eligibility criteria states that the insured FDW must be between 23 and 60 years old at the time of application. This means that individuals outside of this age range may not qualify for coverage under the insurance policy.

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As an employer, is there a way to limit my liability on the $5,000 Security Bond?

Yes, you can. We offer Waiver of Counter Indemnity as an optional add-on. With this, your liability on the $5,000 Security Bond is capped at $250, and the insurer covers the rest if the bond conditions are breached. However, this does not apply to any breach of bond conditions due to your negligence or fault.

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