Claims & Support

Private Car Insurance Claims & Support

Overview

If you're involved in a motor accident, ECICS is here to support you through a straightforward claims process. Acting fast and providing the necessary documents ensures your claims are processed smoothly and efficiently.

What to Do in the Event of an Accident?

Ensure Safety First

Stay calm and check that no one is injured. If someone is hurt, call:
‍
Ambulance: 995
Police: 999

Gather Important Information

Take down names, NRIC/FIN, phone numbers, addresses, and insurance details of all parties involved.

Snap clear photos/videos of the accident scene, vehicle damages, license plates, and surroundings.

Do not admit fault or discuss liability on site.

Refer any unsolicited offers (e.g., tow trucks, workshops, or legal services) to ECICS immediately.

Need a Tow or Advice?

Call our 24-hour accident helpline:
+65 6206 5588 (Option 9)

Or refer to our list of Authorised Workshops

đźš« Avoid accepting help from roadside touts offering free towing or rental car referrals these may compromise your claim.

When to Make a Police Report

You must file a police report if the accident involves:

- Government vehicle/property
- Foreign-registered vehicle
- Hit-and-run incidentS
- Stolen/vandalised vehicle
- Fire damage
- Pedestrians, cyclists, or PMD users

Injuries requiring hospitalisation or 3+ days MC

🛑 For accidents in Malaysia, a Malaysian police report is mandatory

Accident Reporting (Within 24 Hours or Next Working Day)

Bring your vehicle to any ECICS Authorised Workshop & Reporting Centre—even if no visible damage.

What to Bring:

NRIC & Driving License
Certificate of Insurance
Company Stamp
(If company-owned vehicle)
Authorisation Letter
(If company-owned vehicle)
Digital accident photos & in-car video footage

Windscreen Claims

For windscreen claim, please assist to fill up and submit the form below.
‍
Our Windscreen Glass Specialist will contact you shortly.

đź“‹ For criminal or vandalism-related claims, a police report is required.

Windscreen Claims

Please repair your windscreen at an ECICS Authorised Workshop. Call the workshop of your choice and they will help you file your claim and advise you accordingly.

Please fill up the Windscreen Claim Form

đź“‹ For criminal or vandalism-related claims, a police report is required.

Still Need Help?

Have questions or need further assistance with your Car Insurance Claim?
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Thinking ahead? See how our Private Car Insurance protects what matters

Frequently Asked Questions

Can I buy the Comprehensive Family NCD Builder Plan if the policyholder is not driving?

Yes, You can let us know that the insured is not driving during the purchase by indicating the Main driver details separately which the policy is being underwritten on.

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Will I lose my NCD if there is a break in ownership of my vehicle?

Most insurers in Singapore will allow you to keep your NCD should there be a break in vehicle ownership for up to 24 months. Some insurers set the timeframe at 12 months. You should contact your insurer for details.

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Do other insurers recognize this No Claim Discount Protector (NCDP)?

Generally, No Claim Discount Protector (NCDP) are not transferrable from one insurer to another insurer. However, we recognize other insurers’ NCDP.

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If the policyholder experience an accident claim on the Comprehensive Family NCD Builder Plan what will happen to all the Family NCD members who are in the policy?

All earned Family-NCD will be reduced according to the GIA NCD framework (https://gia.org.sg/). However, with the Family NCD benefit still in place, it means all the Family NCD members can continue to earn 10% with each year of safe driving (max at 50%).

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Who must be present and what documents are required for the accident reporting?

The driver involved in the accident must report personally, with a copy of the Driving License and NRIC, and the certificate of insurance to the Accident Reporting Centres. The vehicle must also be made available for photo-taking at the time of reporting.

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